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香港各电子钱包正收紧实名认证要求

#SVF #实名认证

🆕5/6更新: [奇技淫巧] 偷渡使用动感银行FPS转出功能,完成电子钱包实名验证

👉🏿 金管局副总裁李达志 [曾表示] ,计划将对银行的监管要求推展至电子钱包,目前各SVF(储值支付工具, Stored Value Facilities)正按要求收紧账户实名认证要求,新要求HKID生物身份认证

👉🏿 金管局 2020年9月修訂(2021年7月2日生效)的法定指引【 打擊洗錢及恐怖分子資金籌集指引 (儲值支付工具持牌人適用)

…可重複儲值的網絡形式儲值支付工具包括提供「網上帳戶」的互聯網支付平台,讓使用者可儲存貨幣價值,用作網上購物付款或人對人資金轉撥…

…修訂指引生效日期之前已建立業務關係的可重複儲值的網絡形式儲值支付工具的客戶而言,若有關儲值支付工具持牌人已收集客戶的身分識別資料…完成第1.4.19段所指明的措施,並繼續向該等客戶提供現有功能…

(a) 取得客戶的身分證明文件副本;及
(b) 要求客戶從其於持牌銀行的戶口轉帳至其儲值支付工具帳戶,而儲值支付工具持牌人能確認有關銀行戶口持有人姓名與其客戶的姓名相符。

八达通银包: (同名银行转账维持认证)

新用户仅HKID, 🆕现有护照Plus用户必须在12月31日前完成一次同名银行转账才能维持认证

Tap&Go: (同名银行转账维持认证)

🆕2024年4月8日起, 不再接受澳门身分证或澳门/中国护照或中国往来港澳通行证作为证明文件

新用户仅HKID,现有用户需要在6月1日 [DP] 之前完成一次同名银行账户转账才能维持认证 [DP] ,否则降级未认证 [官网]

AlipayHK:(同证件同名银行转账维持认证)

新用户仅HKID, 现有护照用户需绑定同名护照开户的香港银行账户来维持认证

WeChat Pay HK:(同名银行转账维持认证)

新用户今天后仅HKID ,现有用户暂无通知🆕要求6月30日前完成HKID或转账认证

PayPal HK:即将要求HKID [DP]

👉🏿 @DocOfCard / 银行账户卡合集



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香港各电子钱包正收紧实名认证要求

#SVF #实名认证

🆕5/6更新: [奇技淫巧] 偷渡使用动感银行FPS转出功能,完成电子钱包实名验证

👉🏿 金管局副总裁李达志 [曾表示] ,计划将对银行的监管要求推展至电子钱包,目前各SVF(储值支付工具, Stored Value Facilities)正按要求收紧账户实名认证要求,新要求HKID生物身份认证

👉🏿 金管局 2020年9月修訂(2021年7月2日生效)的法定指引【 打擊洗錢及恐怖分子資金籌集指引 (儲值支付工具持牌人適用)

…可重複儲值的網絡形式儲值支付工具包括提供「網上帳戶」的互聯網支付平台,讓使用者可儲存貨幣價值,用作網上購物付款或人對人資金轉撥…

…修訂指引生效日期之前已建立業務關係的可重複儲值的網絡形式儲值支付工具的客戶而言,若有關儲值支付工具持牌人已收集客戶的身分識別資料…完成第1.4.19段所指明的措施,並繼續向該等客戶提供現有功能…

(a) 取得客戶的身分證明文件副本;及
(b) 要求客戶從其於持牌銀行的戶口轉帳至其儲值支付工具帳戶,而儲值支付工具持牌人能確認有關銀行戶口持有人姓名與其客戶的姓名相符。

八达通银包: (同名银行转账维持认证)

新用户仅HKID, 🆕现有护照Plus用户必须在12月31日前完成一次同名银行转账才能维持认证

Tap&Go: (同名银行转账维持认证)

🆕2024年4月8日起, 不再接受澳门身分证或澳门/中国护照或中国往来港澳通行证作为证明文件

新用户仅HKID,现有用户需要在6月1日 [DP] 之前完成一次同名银行账户转账才能维持认证 [DP] ,否则降级未认证 [官网]

AlipayHK:(同证件同名银行转账维持认证)

新用户仅HKID, 现有护照用户需绑定同名护照开户的香港银行账户来维持认证

WeChat Pay HK:(同名银行转账维持认证)

新用户今天后仅HKID ,现有用户暂无通知🆕要求6月30日前完成HKID或转账认证

PayPal HK:即将要求HKID [DP]

👉🏿 @DocOfCard / 银行账户卡合集

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Telegram is a cloud-based instant messaging service that has been making rounds as a popular option for those who wish to keep their messages secure. Telegram boasts a collection of different features, but it’s best known for its ability to secure messages and media by encrypting them during transit; this prevents third-parties from snooping on messages easily. Let’s take a look at what Telegram can do and why you might want to use it.

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“To the extent it is used I fear it’s often for illicit finance. It’s an extremely inefficient way of conducting transactions, and the amount of energy that’s consumed in processing those transactions is staggering,” the former Fed chairwoman said. Yellen’s comments have been cited as a reason for bitcoin’s recent losses. However, Yellen’s assessment of bitcoin as a inefficient medium of exchange is an important point and one that has already been raised in the past by bitcoin bulls. Using a volatile asset in exchange for goods and services makes little sense if the asset can tumble 10% in a day, or surge 80% over the course of a two months as bitcoin has done in 2021, critics argue. To put a finer point on it, over the past 12 months bitcoin has registered 8 corrections, defined as a decline from a recent peak of at least 10% but not more than 20%, and two bear markets, which are defined as falls of 20% or more, according to Dow Jones Market Data.

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